Fred Camingal - Toronto Pinoy Realtor by Frederick Camingal

Toronto Pinoy Realtor Nov 18, 2025

Scotiabank just dropped one of the most aggressive rate forecast!

Scotiabank just dropped one of the most aggressive rate forecasts for 2025–2026 — and it’s VERY different from TD,…

Toronto Pinoy Realtor Nov 16, 2025

Are low offers really ā€œoffensiveā€?

Are low offers really ā€œoffensiveā€? Let’s break down a real Toronto scenario: $899K listing → $879K → sitting → buyer…

Toronto Pinoy Realtor Nov 15, 2025

A 50-year mortgage… in Canada? #firsttimehomebuyer #torontopinoyrealtor #torontorealestate

50-year mortgage… in Canada? Sounds crazy, pero what if it actually happens? Let’s break down what Trump’s proposal…

Toronto Pinoy Realtor Nov 14, 2025

Magkano ang downpayment para makabili ng bahay sa Canada? šŸ‡ØšŸ‡¦

Minimum Down Payment in Canada Explained (2025 Update) — Toronto Filipino Homebuyers If you’re a first-time homebuyer in…

Toronto Pinoy Realtor Nov 14, 2025

Don’t get pressured into firm offers! Check my 1st time homebuyer’s guide: https://bit.ly/47GCu4m šŸ‘ˆ

Buying your first home in Toronto or the GTA? Watch this before making an offer. Many first-time buyers are pressured…

Toronto Pinoy Realtor Nov 12, 2025

Sell Now or Hold Your Toronto Condo? I’ll Make This Simple. #condo #condoforsale #torontocondos

If you hate where you live, your commute is crushing your time, and you’re staring at a $70K loss… here’s the truth:…

Toronto Pinoy Realtor Nov 12, 2025

Bakit di mabentabenta bahay mo? #torontorealestate #firsttimehomebuyer #homewithconfidence

Toronto Pinoy Realtor Nov 12, 2025

šŸ  2-bed freehold or 3-bed condo town — which holds value better in 2025? #HomeWithConfidence