Retirement Gap Blueprint by Zest Chia

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Who steps in when you can't?

Hi ,


In my last email, I shared one reason to review CareShield Life sooner, which is premiums are based on age of entry, so waiting costs more for the same payout.


But there's a second reason that matters more.

The Straits Times recently ran a story about siblings who stepped up to care for their sick elderly parents.


image



That's what long-term care actually looks like from the inside.


And the costs are more than most people realise.


According to Seedly, a live-in caregiver in Singapore typically costs around $1,500 a month and that's before factoring in one-time placement fees. For a private nurse, daily assistance with simple nursing can easily add up to $150–$450 a week. seedly.


CareShield Life pays $600 a month.


The gap is real, and it doesn't disappear. It gets quietly absorbed by the people who love you.


That's where a CareShield Life supplement can help — giving your family more breathing room if care is ever needed.


In my next email, I'll walk through how to decide what your long-term care needs actually look like.


Warm regards,

Zest

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