Something I have been thinking about lately

Hi ,

For years, the investing environment was relatively straightforward: low interest rates, cheap borrowing, and a connected global economy. Most portfolios were built around that world.

That world is quietly shifting.

We are seeing real changes around AI infrastructure, energy security, supply chains, and rising global tensions.

These aren't just headlines. They could affect how portfolios need to be positioned going forward.

I put together a short piece sharing my thoughts on what this shift means and

what it might mean for your retirement income down the road.

Worth a read when you have 5 minutes.

As always, if anything raises questions about your own portfolio, just reply to this email and we'll find a time to chat.

Warm regards,

Zest