Hi ,
Suraya here from RinggitOhRinggit.com. So the past couple of weeks have been a wild political ride. That brings me to the theme of this edition of RoR's newsletter - just do your own thing, forget about the politicians.
Don't get me wrong. Politics is obviously important, their decisions directly impact us and the future of our country. We should absolutely voice out and demand accountability.
However, I for one is sick of waiting around for their decisions, I want to live my life now. What they do may be out of my control, but I *can* decide what I can do for my own good.
So with that, I present you:
- articles on practical money management,
- financial tools and guidelines
- and personal finance resources
May these articles help you find focus amid these distracting times. Starting with,
🗒️ How to Get RM10000 per Month in Passive Income (In 3 Steps)
Simplistically, there are only 3 steps to it.
- Step 1: Work until you earn RM2.4 million
- Step 2: Put it somewhere that gives you 5% annually
- Step 3: Collect RM10,000 per month in passive income
I expanded those steps in this article.
🗒️ To Everyone Who Ever Said “I’m Not Good With Money”
Some of you reading the previous section will be like, okay, whew, RM2.4 million huh, that's hard but doable, let's do it. While others will be like, oh wow.. I'll never get there..
If you are the latter, please give this article a read. There are many factors that result in your low self-confidence in money matters. Please know what they are and don't be too hard on yourself.
🗒️ Binance Ban in Malaysia: 4 Options You Can Take
The Binance ban deadline ended with the removal of P2P trading, no more buying with MYR, apps removed on Google and AppStore but otherwise... no other changes.
Are you a Binance user? Which of the 4 options did you take and did it affect you much?
Updated articles
🗒️ Wasiat, Hibah, Trust: 3 Tools to Circumvent Faraid / Islamic Inheritance Laws in Malaysia
There are many things I love about Islam. But the default faraid laws or Islamic inheritance laws is not one of it.
Thankfully there are financial tools to make the system more just in practice, not just in theory.
🗒️ Skimp or Splurge? 10 Rules I Use to Decide
You can't splurge on everything, nor should you skimp on everything. So where's the middle ground? I made my own guidelines - would love to hear yours.
🗒️ Braces Cost in Malaysia: Conventional, Damon & Clear Aligners
It's a great time to get braces if you're shy about it - everyone wears masks no one would know.
20 Curated Articles to Accelerate your Personal Finance Knowledge - Link Roundups #80 + #81
🗒️ Link Roundup #80: 10 Things to Know This Week
🗒️ Link Roundup #81: 10 Things to Know This Week
That's all I have for you today. Please follow my Instagram if you haven't (instagram.com/surayaror), I want to get to 10k followers so I can get the swipe up feature! Thanks for your support <3
Be safe and take care,
Suraya
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